DIonDEMAND Privacy Policy
Here's How We Collect and Share Personal Information


As of

InStar Inc. dba DI on Demand ("We" or "Us"), the owner of www.DIonDemand.com (the "Site") and corresponding insurance service (the "Service"), respects the privacy of all its users ("You").

This Privacy Policy explains how we collect, process, and store your personal information. Specifically, this Privacy Policy will address:

  1. What Information We Collect About You
  2. How We Use the Information We Collect
  3. How We Share the Information We Collect
  4. How We Protect Your Information
  5. Third-Parties
  6. Third-Party Links
  7. Fair Information Practices Compliance
  8. Access to Your Personal Information
  9. Do Not Track Signals and Minors
  10. Contact Us
  11. Changes to This Policy

We may revise and change this policy and the ways in which we collect, use and disclose personal information. Please check back here frequently to review the latest version of this policy. If you do not agree with the way we collect and use personal information, please do not use the Site or Service.

1. What Information We Collect About You

The information we may collect about you is described in this section, and includes data related to account registration, such as your name and email address, as well as information you provide us with voluntarily (collectively, the “Personal Information”). We may collect Personal Information directly from you, from third parties, or automatically through your use of the Site and Service.

Information We Collect Directly.

  • We collect information which you enter directly into the Site to obtain personalized insurance quotes. This information includes but is not limited to your name, your email address, your address, your income level, your occupation, health/insurability data (including your height, weight, tobacco use, current condition of health, past medical treatment, and prescriptions) your age, your gender, your hobbies, your social security number, and general information about your current level of disability insurance coverage.
  • Should you choose to contact us direct (e.g., via telephone or email), we will collect any information you may provide us with.

Information We Collect Automatically.

We automatically collect analytic information related to how users use the Site and the Service on an aggregate and anonymous basis. We may use Google Analytics and other software to collect this information.

Information We Collect Passively.

  • We use cookies and other tracking mechanisms to do such things as track information about your use of the Site and Service on an aggregate and anonymous basis so that we may recognize you and your device, and improve the Site and the Service.
  • Cookies in General. A cookie is a small amount of data, which often includes an anonymous unique identifier, which is sent to your computer or mobile device from the Site, and is stored in your computer or mobile device. For instance, cookies help us understand your preferences based on your previous or current activity on the Site, which enables us to provide you with a better customer service experience. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better experiences and tools in the future. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. If you turn off all cookies, some features of the Site and the Service will be disabled and as such your experience with the Site and the Service may be impacted.
  • Third-Party Cookies. We may also engage third parties (the “Third Parties”) to track and analyze data from the Site and the Service. In this case, we will use the data collected by the Third Parties to help us administer and improve the quality of the Site and the Service, and to analyze usage. The Third Parties may use cookies (the “Third Parties’ Cookies”) to assist us in offering the Site and the Service.

2. How We Use The Information We Collect

We use the Personal Information we gather about you for any or all of the following reasons:

  • To provide the Site and the Service.
  • To communicate with you about the Site and the Service, or to inform you of changes to the Terms of Service (available at http://DIonDEMAND.com/terms) (the "Terms") and this Privacy Policy.
  • To respond to your inquiries, and for other customer support purposes.
  • To personalize and customize the Site and the Service to better suit your preferences, to offer personalized help and instructions, and to otherwise improve your experiences with the Site and the Service.
  • To help underwrite and provide accurate insurance rate quotes upon your request.
  • To provide insurers with the information that they require for your insurance policy application, if you request that we provide this information to those insurers.
  • To generate online display advertising tailored to your interests. If you do not wish to see online display advertising, you may turn off your cookies before visiting the Site or using the Service, but if you turn off your cookies, some features of the Site and the Service may not function as intended.
  • To improve the Site and the Service.
  • On an aggregate and anonymous basis to help us predict trends in the insurance industry.
  • We do not use your Personal Information for direct marketing and advertising purposes, and we do not share your Personal Information with others for direct marketing and advertising purposes.

3. How We Share Your Information

We may disclose the Personal Information that we collect in the ways described above, and to comply with the law, and to protect us and other users of the Site and/or the Service. For example, we may share information with:

  • Third-Party Providers. To help run the Site and the Service, we may disclose the Personal Information we collect from you with third-parties, including our partners such as insuring underwriters and reinsurers, service providers, contractors, or agents. These third-party providers may be located outside of the United States.
  • Business Mergers. If we are bought out by or merged with another company, or we are involved in a bankruptcy proceeding, we may transfer the Personal Information we have collected from you to the other company.
  • In Response to Legal Process. We may disclose the Personal Information we collect from you in order to comply with the law, a judicial proceeding, court order, or other legal process.
  • To Protect Us and Others. We reserve the right to disclose Personal Information gathered from you if we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the safety of any person, violations of the Terms or this Privacy Policy, or in the course of litigation which we are a party.
  • Aggregate and De-Identified Information. We reserve the right to share aggregate or de-identified information about its users with third parties for marketing, advertising, research, product development or similar purposes.

4. How We Protect Your Information

We want to make sure that your Personal Information is properly protected. We implement a variety of security measures to protect your Personal Information. However, please be aware that despite our best efforts, no data security measures can guarantee 100% security. You must take steps to protect against unauthorized access to your password, phone, and computer by, among other things, keeping your username and password private. You agree that we are not responsible for lost, stolen, or compromised passwords or for any activity via unauthorized password activity. You also acknowledge that the Site and Services are operating from US based servers, and therefore any Personal Information you submit to the Site and/or Service will be connected through and to servers in the United States.

5. Third-Parties

We may use several third-party services and applications to help run the Site and Service, evaluate usage of the Site and the Service, improve the Site and Service, customize user experiences, and for advertising purposes. These entities may use cookies and Personal Information shared in the manner described in their own Privacy Policy to perform their services. These third parties include insurers and reinsurers, advertising networks, software developers to improve the Services, account analytics, and storage and security companies.

The Site and the Service may contain links to third-party websites and/or applications (the “Third-Party Links). Any access to and use of such Third-Party Links is not governed by this Privacy Policy, but instead is governed by the privacy policies of those Third-Party Links. We are not responsible for the information practices of such Third-Party Links.

7. Fair Information Practices Compliance

If a breach of data occurs with our Site and/or Service, we will notify you via email within thirty (30) business days of discovering the breach.

8. Access to Your Personal Information

You may modify the Personal Information that you have submitted to us by visiting http://info.DIonDEMAND.com/contact, and contacting us directly.

9. Do Not Track Signals and Minors

We do not respond to Do Not Track Signals. If you have question regarding our policy, please contact us at the email address listed below.

The Service are for those over the age of 18. We do not knowingly collect or solicit any information from anyone under the age of 13. The Service and their respective features are not directed at children under the age of 13. If you have reason to believe that a minor under the age of 13 has provided us with Personal Information, please contact us at info@diondemand.com and we will work to delete this information.

10. Contact Us

If you have questions about the privacy aspects of our Site and/or Service, or would like to make a complaint, please contact us at

Email: info@diondemand.com
Telephone: 8664840245

11. Changes to This Policy

We reserve the right to change this Privacy Policy from time to time, so please be sure to check back periodically. We will post any changes to this Privacy Policy at http:/www.DIonDEMAND.com/privacy. If we make any changes to this Privacy Policy that materially affect our practices with regard to the Personal Information we have previously collected from you, we will endeavor to provide you with notice in advance of such change by highlighting the change on http:/www.DIonDEMAND.com/privacy.